Financial Technology Berdasarkan Prinsip Syariah dan Model Penggunaan Akad Dalam Fintech Syariah : Kajian Terhadap Fatwa DSN MUI

Abstract

Financial Technology or commonly abbreviated as fintech is a technology in financial transactions. This technology not only affects conventional financial transactions but also sharia finance. This article tries to explain how Financial Technology is based on sharia principles and models of using contracts in sharia fintech. The research Conducted is a library research with the main focus of the study being on the fatwa of the National Sharia Council of the Indonesian Ulema Council (DSN MUI) concerning sharia principles and models of using contracts in Financial technology. In research on fatwas it was found that the model of sharia contracts allowed in financial technology is al-ba'i, ijarah, mudharabah, musharakah, wakalah bi al-ujrah and qardh.